2011 Jaguar Sport Cars Bertone Jaguar B99 Concept

2011 Jaguar Sport Cars Bertone Jaguar B99 Concept

The 2011 Jaguar Sport cars Bertone Jaguar B99 Concept is a team effort between Jag and Bertone and serves as way for Bertone to celebrate its 99th Anniversary. The new compact Jag's name is a melding of the company's first initial and its age. Bertone says the concept is a design study in what it calls "dynamic imbalance" between parallel lines and "leaping forms."

2011 Jaguar Sport Cars Bertone Jaguar B99 Concept

The 2011 Jaguar Sport cars Bertone Jaguar B99 Concept result is a compact, four-door sedan (4.5 m long, 1.35 m tall, 1.95 m wide, 2.8 m wheelbase) that fits perfectly into the D segment. Starting with a classic three-volume architecture, Bertone designers have shaped the taut, muscular body with bold yet refined character, entirely constructed with handmade aluminum panels in true Italian "coachbuilder" tradition. The unique personality of the luxury sports sedan is emphasized by the sophisticated minimalism outside and in, underlining the true nature of the British authenticity where understatement equals exclusiveness.

2011 Jaguar Sport Cars Bertone Jaguar B99 Concept

In terms of technological innovation, the 2011 Jaguar Sport cars Bertone Jaguar B99 Concept uses a pure hybrid power system designed and developed by Bertone Energy (the newest Bertone division dedicated to renewable energy research), including a thermal engine for range extension and two electric motors which provide propulsion for the rear wheels. Bertone has been studying ecologically sustainable powertrain systems for the past twenty years, with many examples including full-electric "extreme" concept cars like the 1992 Blitz or 1994 Zer record car, which was the first full-electric car to break the 300 km/h speed barrier in the world. With the 2011 Jaguar Sport Cars Bertone Jaguar B99 Concept, Bertone establishes a new record in its 99 year history as the only Italian designer to have created five different Jaguars.

2011 Jaguar Sport Cars Bertone Jaguar B99 Concept

These renderings of the 2011 Jaguar Sport Cars Bertone Jaguar B99 Concept have been leaked ahead of its official debut March 1st at the Geneva Auto Show, giving a hint at how Jaguar intends to style its new entry-level luxury sports sedan. According to recent reports, however, this new model won’t be the first new Jag to debut, with a rumored XE compact sports car planned for next year.

2011 Jaguar Sport Cars Bertone Jaguar B99 Concept

Measuring 4.5 meters long, 1.95 meters wide, and 1.35 meters high with a 2.8-meter wheelbase, the B99 has the dimensions to make a run at the luxury sport car segment. That is if the car ever makes it to production.

2011 Jaguar Sport Cars Bertone Jaguar B99 Concept

So when talking about powertrains, the 2011 Jaguar Sport Cars Bertone Jaguar B99 Concept blows the top-level 3-Series out of the water with the latter’s 4.0-liter V8 engine with 414 horsepower compared to the B99’s 1.4-liter gas engine combined with the two 150 kW motors, producing a total of 570 horsepower. Conversely, the Mercedes C-Class also falls short in the engine department compared to the 2011 Jaguar Sport Cars Bertone Jaguar B99 Concept with its 3.5-liter V6 engine that produces 302 horsepower.

2011 Jaguar Sport Cars Bertone Jaguar B99 Concept

"Performance through innovation" is one of Jaguars slogans, and today more than ever powerful sports cars must find new responsible ways to offer both high performance and ecological sustainability. The 2011 Jaguar Sport Cars Bertone Jaguar B99 Concept is powered by a modular, Extended Range Hybrid system which futuristic utilizes twin 150kW (204 Cv) electric engines connected to the inboard side of the rear axle for propulsion and a lightweight 1.400 cm3 thermal engine producing 125 kW-170 Cv for range extension, giving a combined power output of 425 kW or 570 Cv. The thermal engine charges the Lithium-ion batteries while driving allowing for a theoretical range of 700 kilometers of highway driving between fill-ups with a carbon dioxide output of around 30 g Co2/km. The 2011 Jaguar Sport Cars Bertone Jaguar B99 Concept can also travel in full electric mode offering zero emissions for 100kms.

2011 Jaguar Sport Cars Bertone Jaguar B99 Concept

Designed by Bertone’s chief of design, American Michael Robinson, the 2011 Jaguar Sport Cars Bertone Jaguar B99 Concept blends shapely surfacing with powerful proportions. “It is a typical Jaguar,” says Robinson. The classic cat-inspired rear haunch lends itself to Jaguar’s heritage, and the C-pillar is much more formal than that of the current Ian Callum- designed XJ and XF models. The B99 also sports a bit of concept car showmanship with its rear-hinged suicide doors and B-pillarless cabin.

2011 Jaguar Sport Cars Bertone Jaguar B99 Concept

Despite the shapely body concours, there is little else in the way of ornamentation save for the chrome window surrounds, front fender vent and Jaguar “leaper” on the hood. Bertone characterizes this as a “minimalist luxury sports sedan.” It is a nice blend of tradition and modernity.

2011 Jaguar Sport Cars Bertone Jaguar B99 Concept

That tradition is also apparent in the interior’s large swaths of wood veneer and leather. The stylish cabin would help the 2011 Jaguar Sport Cars Bertone Jaguar B99 Concept command luxury prices, while at the same time allowing its clientele to feel socially responsible as a result of the unique powertrain.

2011 Jaguar Sport Cars Bertone Jaguar B99 Concept

UPDATE 03/08/11: According to Automotive News, Jaguar was not impressed by the 2011 Jaguar Sport Cars Bertone Jaguar B99 Concept and will not put it to production: "It is not our concept. We appreciate the fact that Jaguar is interesting enough for people to do a concept around. It’s not that we are offended by it, or against it — it is just not for us." Jaguar has plans to enter new market segments by 2014, but this will be done with their own work: "We have concepts all over the place. A lot of work has been done," said Adrian Hallmark, Jaguar’s global brand director.

2011 Jaguar Sport Cars Bertone Jaguar B99 Concept

Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show

Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show

The latest concept that’s scheduled to break cover at the biggest auto show of the year is the Kia Sports Sedan Concept. FRANKFURT, Germany — The Kia Sport Cars Kia GT Concept, a 390-horsepower rear-wheel-drive Sport sedan with suicide doors, was unveiled at the 2011 Frankfurt Auto Show. It has certainly taken the company too long to get around to designing a sports car, but Kia's first rear-wheel drive car is a beauty, and it's packing a V-6 turbo, too. Kia has been changing what people think about Korean cars for well over a year now thanks to some impressive designs, and now the automaker is looking to add some performance to its lineup with the new Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show – the first ever rear-drive vehicle by Kia.

Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show

This is the GT concept. Kia has appeared to step out of their zone of bland economy cars and into the arena of sleek custom cars. The Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show apparently gives a hint to the company's new design direction inspired by "the iconic 1970s GT cars, capable of whisking passengers from Paris to the South of France in effortless style and at high speed. It would be a dream to put this into production" says Peter Schreyer, Kia design chief. "It's exactly the kind of car Kia should be making."

Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show

Set to be unveiled tomorrow at the 2011 Frankfurt Auto Show, the Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show is a rear-drive coupe-styled sport sedan that we can now confirm is powered by a turbocharged and direct-injection 3.3-liter V6 making 395-hp and 394 lb-ft of torque. Helping get power to the ground in a smooth and fuel efficient manner is an 8-speed automatic transmission. This four-seat concept, introduced at the Frankfurt auto show, hints at the expected rear-wheel-drive sports car sedan from Kia—which would be a first for the brand. It’s looking like a pretty sure thing, while also looking pretty darn good and unlike anything we’ve seen yet from Korea.

Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show

Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show, it’s a turbocharged version of the direct-injected 3.3-liter V-6 engine the conglomerate sells in other markets. In this application, it’s tied to the new eight-speed automatic seen in the Genesis and Equus, and delivers 390 hp and 394 lb-ft of torque to the rear wheels. The engine makes sense as the downsized replacement for the Koreans’ current 4.6-liter V-8. When the GT—or some semblance thereof—goes into production, either a turbocharged four-cylinder or a naturally aspirated V-6 will likely power the base model.

 Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show

“This concept allows us to explore exciting new design directions, as using a rear-drive layout creates very different proportions compared to a front-wheel drive car,” says Peter Schreyer, Kia’s Chief Design Officer.  ”The classic front-engined, rear-wheel drive layout of a performance saloon has distinct appeal not just for the domestic Korean audience, but also for the European and American markets.”

 Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show

Ignore the carbon-fiber wheel fins and sills, the glass-panel OLED interior controls, and the suicide doors, and you still end up with an attractive and eye-catching design. Kia design chief Peter Schreyer has gone on record saying he wants to build more interesting and fun-to-drive cars, and this is one about which he’s clearly excited. The GT’s silhouette reminds somewhat of the Porsche Panamera and Audi A7, which is no bad thing. At least when it comes to styling, where it has in the past diverged most from its Hyundai sibling, Kia seems to be heading in the right direction.

Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show

New vehicle platforms being the expensive, engineering-intensive undertakings that they are, we fully expect the production version of this concept to ride on underpinnings shared with Hyundai. Kia even supplied dimensions for the GT (more evidence of an imminent if not already lit green light), quoting a wheelbase of 112.6 inches, which is three inches shy of the Hyundai Genesis sedan’s and 1.6 greater than the Genesis Coupe’s. In other words, it’s doable with the company’s current rear-drive parts.

Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show

The Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show, 690 mm long and 1.890 mm wide concept car, which signals Kia’s distinctive new design direction, has the classic front-engine, rear-wheel drive layout of a high performance sport car sedan which ensures very different proportions from a front-wheel drive car.

Kia Sport Cars Kia GT Concept At 2011 Frankfurt Auto Show

The new concept allowed Kia to explore exciting new visual paths – with an extended bonnet, the front wheels pushed to the very front of the car, the cab-rearward stance with powerful rear shoulders and a truncated rear end. The front doors and rear-hinged back doors open at a slight upward angle ensuring easy access to the spacious and airy interior which provides generous, uncluttered cabin accommodation for four – thanks in part to the Kia GT’s unusually long wheelbase (2.860 mm) and despite its low stance, overall height is just 1.380 mm.

Auto Insurance: How to Choose The Best One

If you own a car, it would be wise for you to insure it. Bad things such as road accidents can happen unexpectedly and you surely do not want to spend a fortune fixing the damage on your car. By purchasing auto insurance, you do not have to worry about the cost of repairing your vehicle since the insurance company will cover part or all of the cost.

The insurance itself does not have to be the most expensive, since what most people want is to spend less to get the most out of it. If you have a good driving record and a high credit rating, chances are most insurance providers would be more than happy to offer you cheap car insurance. In addition, to convince the companies, you should install safety devices in your vehicle to show that you take safety very seriously.

How to find the proper insurance policy

To find an insurance policy that best suits you, you need to do auto insurance quote comparison from various providers. What you really need is to find one that provides adequate protection for your automobile. Nowadays, you can easily use the internet to search for insurance companies that provide coverage quotes that suit your needs and your budget best. If you are not sure about the viability of the company and its quotes, you should check the customer reviews. A reliable insurance company should be the one that has received numerous positive feedbacks from its customers.

If you can find a contact number on the website of the company, you can make a call to check if the business is genuine. After you decide which company to choose, prepare all the documents needed for the transaction. You will have to prepare enough money to pay for the cost as well. The company will go through your details such as your driving record, credit history, insurance history, and car model before deciding whether they will grant you the policy or not. You need to make sure that all the documents you provide are genuine, otherwise you won't be able to obtain the policy.

Choosing the right auto insurance is critical since you do not want to end up paying for a policy that is either unreliable or too expensive. Always do auto insurance quote comparison before you make any decision, because if you are not happy with the policy that you have, it is not that easy to close your insurance deal and switch to a different provider.

Auto Insurance Mistakes You Never Want to Make

Have you ever made a terrible mistake due to the sheer lack of knowledge? Have you later wished someone had warned you before-hand? Well, that's exactly what we're doing today. In order to save you from unprecedented grief and debt, we've decided to explore some of the most common and costly auto insurance mistakes.

People pose several justifications for not doing so, ranging from "Nobody can tell me what to do!" to "I'm the safest driver in the country and will never cause an accident." to the most frequent, "I can't afford it." Are these your favorite excuses for making this mistake? Well we have news for you.

    First off, the government can and will tell you what to do and it says that you have to have valid auto insurance in order to drive. Still feel rebellious? Well, go right ahead but keep in mind that you will be penalized if caught driving without car insurance. Common penalties include and are not limited to having your license and registration suspended, having your car impounded, and getting an expensive ticket. Not so tough now, are you?

    For those who think they are the safest drivers on the road, kudos to you for having such a high level of self confidence, but no matter how great you think your driving skills are, remember that anybody can get into an accident. And if you're found at fault or the other party is also an uninsured motorist like you, you'll have a world of financial problems to contend with, not to mention the aforementioned penalties attached to driving without insurance.

    Yes, times are hard, the economy is still in shambles, and spending your hard-earned money on insurance (which you may never need) seems like a complete waste. You genuinely may feel like you can't afford auto insurance. But consider this: Can you afford thousands of dollars in medical bills and damages? Because that's the risk you take every single time you drive without auto insurance.

So now that we've convinced you to purchase car insurance, let's take this one step further. How much is enough? The minimum amount of car insurance every driver is required to have varies from state to state. While most states require some amount of liability coverage, which covers damages caused to another person's vehicle, property, or person, some states require that you carry PIP (Personal Injury Protection) coverage as well. While this is the minimum required to legally drive a car, it may not be enough. The minimum required auto insurance may not cover theft/vandalism of your car, collision into posts, trees, animals, etc., or damages due to rain, etc. For your insurance to really serve its purpose you should at least have collision and comprehensive coverage, in addition to the state mandated liability and PIP (if applicable). Don't skimp on auto insurance coverage; it could set you back by thousands of dollars, and your insurance policy won't be able to help you out.

Picking the wrong insurance provider

Let's tackle the next hurdle: choosing the right insurance provider. Yes, we know that the internet is littered with ads for 'CHEAP INSURANCE QUOTES', but falling into their trap may not be the best idea. When picking an insurance company, don't choose a company simply because it gave you the cheapest deal. An obscure, unheard-of insurance company is not likely to have the funds, means and inclination to handle a claim the way you need. Besides, a common ruse is to lure people in with cheap auto insurance premiums initially, only to raise the rates later for absolutely no reason. Opt for an established, reliable, well rated auto insurance company that offers you affordable automobile insurance quotes and thorough coverage. If you're going to be paying premiums every month, look at car insurance companies that will handle your claims seriously, efficiently, and effectively. You'll save money in the long run and enjoy a greater peace of mind.

Just because you have purchased full auto insurance from a great provider, doesn't mean you can now proceed to crash into the first car that brings out your road rage, or drive while you're inebriated (translate: drunk). Yes, you can file a claim with your company and have the damages taken care of. But that is if you have adequate coverage and if your claim is approved. Also, making a claim tends to raise your insurance premiums. Furthermore, if you cost your insurance company too much money, or exhibit behavior indicating that you will do so in the future, they will not keep you around as a client. Yes, you can look for new auto insurance providers if this happens, but good luck finding someone to represent you if your driving record is sullied with DUI's or other major offences. Remember, a clean driving record will get you the best auto insurance rates out there.

Opting for a Deductible you can't afford when buying an auto insurance

Many people decide to reduce their insurance premiums down by opting for a higher deductable. However, please keep in mind that in the event of a claim you will actually have to pay this deductable. While you may never have to file a claim, you must prepare for the day you might. So make sure you can actually afford to pay the deductible you sign up for.

Set a reminder on your phone, circle the date on your calendar, keep a certain amount of money aside every month so that you don't run out; do whatever it takes to pay your insurance premiums. Failing to make your insurance payments on time will result in termination of your policy and this will leave you completely uninsured. Any damages you or someone you crash into sustains from this point onwards are your own burden. Also, if your policy has been cancelled due to non-payment, other auto insurance companies will be wary of taking you on as a client.

Lying to/ withholding information from your agent

You may be tempted to misrepresent yourself or your vehicle to your auto insurance company in order to save a few bucks but trust us, it's not worth it. Be honest about purchase price, condition, modifications, tickets, accidents, miles driven, and pretty much everything regarding your vehicle and its use. Anything less than full disclosure can be construed as fraud.

Not reading your policy (Yes, you need to read EVERY word)

Yes, it's long. Yes, it's tedious. Yes, some of the font is really tiny. But you must read EVERY word, especially the fine print. Why? So that you know exactly what to expect from your auto insurance provider and don't get any nasty surprises later on. For example, you may think that your insurance provider will cover the costs of a rented car if you get into an accident that prevents you from driving your own vehicle. But on having this situation occur, you may find that your policy doesn't include this service. Similarly, you may be eligible for several discounts and privileges that your auto insurance agent has conveniently neglected to mention. But if you read your policy carefully, you'll know about your rights and privileges.

Finding Cheap Auto Insurance Today

As the economy continues to struggle to rebuild, many people are searching for ways to reduce expenses in their personal budget. One area where people are looking to make changes in within their vehicle coverage. Cheap auto insurance can be one way to do just that. It is relatively simple to do a comparison of various carriers and find the one that works best for your budget.

Many things such as your age, driving history, the car you drive, the area you live and your credit score can affect the premium that you pay for vehicle coverage today. The two main determining factors however will be your age and driving history. The younger a person is, the more high risk they are considered to be due to lack of driving experience.

The driving history of a person will also have a direct effect on the premium that will be quoted to them for coverage. For example, a speeding ticket or two might cause your premium to go up a slight bit, but a serious at-fault accident will cause it to be significantly higher. The risk of a claim being filed is higher for both of these categories and as a result will increase the premium that you will be forced to pay.

Cheap Auto Insurance Quotes

Two other areas that also can have a direct effect on the quote you receive will be the type of vehicle you are driving as well as the geographical area where you will be spending most of your time. Sports cars and pick up trucks or SUVs tend to carry a higher insurance rate. Again, the amount of risk involved with the vehicle will determine your premium.

The geographical area will also effect the quotes you are given. For example, somewhere living in rural country will generally have a lower rate - although not necessarily significant - than someone who lives in a large, metropolitan area. This is based on the simple fact that the more vehicles there are in the area, the more likely there is to be an accident.

When you are searching for ways to lower the cost of your car insurance, it is advisable to compare a variety of policies from different underwriters. When doing this comparison, make sure you are able to compare "apples to apples" per se. For example, don't try comparing a premium for a policy that offers more coverage with a policy that offers lower coverage because obviously the cost is very likely to be different.

Auto Insurance Policies pick pay as you go

There may be times when you find yourself in need of car insurance for just a single day, or maybe you need to drive for a week or two. There are many reasons why you may want this type of cover and in these circumstances it simply does not make sense to get a standard annual policy. An annual policy will usually cost you a large upfront fee so even though you can always cancel the annual policy when you no longer need it, you will already have paid a large sum of money up front. Even more relevant is if you need to drive for a day or two, but then not for a few weeks, then you need to drive again, then you don't need a car, and so on. Ongoing annual policies are a terrible waste of money if you have this type of pattern of irregular driving needs.

A motoring policy for a single day is ideal when you purchase a new vehicle. Instead of having to take the time to apply for an annual policy at the time of purchase you can get car insurance for a day in a matter of a few minutes. Temporary insurance is quick and easy to get and this makes it ideal for times when you spot the car of your dreams and you want to snap it up before anyone else does. You can put a quick basic policy in place, then sort out a longer term plan when you get home.

Another reason you may want to get car insurance that lasts a day or two is because you need to use someone else's vehicle and your insurance does not cover you. By purchasing temporary car insurance you will get the insurance you need without paying a lot for it.

There are times when someone needs to borrow your car or van. Perhaps you are temporarily unable to drive, or you have family coming to visit from out of town and they will need a vehicle to drive. This is a perfect time to get car insurance for a day. Your vehicle will then be properly covered in case of an accident.

Another group of people with irregular driving habits tend to be younger people living with parents. If you are not working full time and do not need a car for regular commuting, you may only need a car very occasionally. You could go weeks without needing to drive, but then want to do a lot of driving in a short space of time. A traditional policy would be a waste of money in this situation. The best option for ongoing irregular driving would be a pay as you go policy. This is where a tracking box is fitted to your vehicle and you are charged by the insurer based on the driving you actually do.

Car insurance for a daySince car insurance for a day is so quick and easy to get you will find that there are certain restrictions that apply to it. In most cases the insurance company will insist that you are at least 25 years old. Your licence will have to be clean too. In other words they do not want any violations or accidents on your licence. A clean licence is a sign that you are a safer driver and a lower risk to them. Many times they will also want you to have had a licence for a certain period of time.

The car insurance companies may also put restrictions on the type of vehicle you can insure. They will most likely not insure a car which has been modified. The vehicle may have to have a particular limit on the value, also. Car insurance for a day is very useful in certain circumstances. You may find that getting this type of insurance is exactly what you need until you can get an annual policy in place.

Find Low Cost Auto Insurance

Low cost auto insurance is needed by everyone in this phase of global slowdown and economic instability. This is true for the seniors who have retired from active services and have to survive on the pension. Auto insurance companies consider seniors as high risk category so to get discounts on it seniors must look into some facts to get them.

There are two age groups who are seldom offered low cost auto insurance. Young drivers below 25 and seniors above 65 are not offered cheap auto insurance. Young drivers are considered to be reckless and inexperienced while seniors are considered to be prone to accidents due to health related problems.

One way for seniors to get lower insurance premiums is to take help of local advocacy programs. This phenomenon of being a part of a very large group helps seniors to avail significantly lower insurance premiums. It is a common practice for insurance companies to provide great discounts when they are getting bulk business. This way of availing discount is good for seniors who are good socialites.

Driving courses initiated by government are another way to lower insurance premiums. Enrolling for such courses is a sort of acknowledgement by seniors that they are more prone to accidents and that they are willing to learn the tricks to avoid accidents. Everyone knows that with age reflexes slow down, hearing and visual problems creep up and individuals start imagining things or hallucinate. These problems translate into poor driving leading to accidents.

This may sound funny, but seniors can get low insurance premium if they decide to drive less. Insurance at very low prices is offered to these seniors. As seniors do not have to drive to work every day; this seems to be a very easy option for the seniors. Insurance companies comprehend that low mileage means lower chances of accidents therefore they discount the price of it in such cases.

Decide if a cheap auto insurance best fits you

Seniors can demand of cheap auto insurance on the ground that they have been driving for more than 30 yrs and have more experienced than younger people. Insurance companies do not think much of this experience though and put seniors at a high risk than young people. A good way to get discounted auto insurance is to take help from American Association of Retired Individuals.

Auto insurance cost can also be brought down by the seniors by getting rid of certain insurance coverage that is no longer needed by them. Using same car for a long period means its value has depreciated considerably and there is no need to go for the coverage of collision as it may be costlier than the price of the automobile.

There are many ways to get cheap auto insurance by the seniors but one must hunt them by devoting some time. Online search for cheap auto insurance is also helpful. One smart way to lower insurance amount is to get installed security devices in your car. There are more ways to get discounts by the seniors than the young guns below 25 years of age on it.

Benefits Of Auto Insurance Comparisons

Paying too much for car insurance coverage is a financial mistake no one needs to make in today's economic times. Right now, millions of people are living hand to mouth on tight budgets. Cutting back as much as possible for financial obligations is indeed the only way to make ends meet. Save a lot of money and time by making informed choices with auto insurance comparisons.

Many websites offer great ways for you to compare premiums for the type of coverage you may need. In most cases, you do not need personal information like your social security number. However, if a website does ask for this information, checking with the Better Business Bureau can help you to learn if you can trust it or not.

If you are planning a move to a new area, you may also be figuring new bills and a new budget. Knowing how much your coverage premiums will be in a new area is important. Simply type in the zip code of the area you are moving to for the numbers you need for planning your budget.

Auto Insurance Coverage

The coverage you need for your vehicle comes with you knowing the requirements of the law in the area you live. Liability is the least amount you can carry in most areas. However, while liability is cheaper and fulfills the law, drivers might consider it only covers the other car and driver in the event of an accident. You and your vehicle are still unprotected. Any damages to your vehicle or medical expenses for you will be out of your pocket.

Millions of people are driving new vehicles that are financed. Lenders require you to have full coverage of vehicles they have loaned money for. The typical policy for comprehensive and collision coverage. If you do not get your own policy, many lenders will take it out for you and that can be expensive.

Check insurance websites for the policy you require and for the savings you qualify for as well. Always ask about the discounts you may be eligible for. The greatest benefit of quote comparison sites is being able to look at multiple quotes side by side on the same page with included discount prices.

Making an informed choice is much easier when you can look at the facts you have to work with together in one place. Another great benefit of auto insurance comparisons websites is you can obtain quotes for all the major, better known companies.

Auto Insurance Quotes Easy to Obtain

There are many ways to go about getting auto insurance quotes. The first method that usually comes to mind for most drivers is to look in the yellow pages and call different agencies. However, there are other methods that may get quicker results and help make a well informed decision.

The internet can be a great tool for selecting a suitable policy or getting rates for most drivers. There are sites that will do the searching for you, when some basic information about your driving history, the type of vehicle you drive and the type of coverage you are looking for is entered. Such a service will typically search a database for the best companies to suit your needs and will often provide links to the various companies.

When such online services are used, you may be able to get instant auto insurance quotes from some companies. It is best to provide as much information as possible, if you plan to utilize the online format for purchasing a policy. The reason for accurate information is two fold. First, you will get the most accurate rate. Second, providing information on safety features of your vehicle, driving history and whether you are an honor student can get you some discounts on the rate. If you are eligible for multiple discounts, the savings can add up.

Often you can choose the levels of liability you want, the deductible amount and other features through an online system. However, if you still have questions, it is always a good idea to call the company or agent directly. Remember when comparing rates to always compare the same coverages of different companies. This allows you to make the best choice in price. Whether you purchase online, over the phone or in person, always remember to have your vehicle ID number or registration and driver's license.

Use agents for auto insurance quotes

Calling an agent does have its advantages, though. When your driver information is obtained, the agent can search several companies for you, especially if the agent is independent and not affiliated with any specific company. Such a person will work hard to find the best possible policy and rates to gain repeat business and maintain a good reputation.

Another way to get the best possible rates is to purchase only the coverage you need. If you already have a roadside assistance plan, you will not need this through the policy. Higher deductibles are best if you know you can cover some of the cost of replacing a vehicle, especially if the vehicle is paid off. For vehicles of lesser value, you may want to consider simply purchasing the amount of liability or slightly more than your state requires.

Learn How To Compare Auto Insurance

When you are looking for lower rates, knowing how to compare auto insurance will be very important. First, you need to know where to look for the quotes you will need and you also need to know how to read the documents once you have them. Each carrier will list things in a different order as well as use different terms to signify what the coverage is.

There are several things you will need to consider when you are working to lower rates on vehicle coverage. First, it is important to understand that your age and driving record will directly affect the premiums you will receive. In most cases, new drivers are charged higher rates due to the risk involved as you gain experience driving.

Past tickets influence the auto insurance

Additionally, if you have had many tickets or accidents in the past, you will find that your coverage premiums are much higher as well again due to the risk associated with this. As a result, it is very important that when you are on the road that you use plenty of caution to protect your driving history as well as yourself and your passengers.

The type of vehicle you choose will also have some bearing on the premiums that you are required to pay. Fast sports cars are generally considered a high risk vehicle and consequently will carry a higher premium. Additionally, pick up trucks and sport utility vehicles also carry a high risk for various types of accidents. As a result, these too are usually insured with a higher premium.

The area in which you live as well as your driving habits also will cause a difference in the rates you are quoted. Living and driving in a rural area will result in lower rates as it is believed that fewer vehicles equals fewer accidents. However, if you live is a large metropolitan area, you will find that you have higher rates as a result. The miles you drive in a year will also effect the amount you will be quoted.

When you are requesting quotes, be certain that you are receiving an itemized quote that shows each type of coverage. With the itemized quote, you will be better able to compare auto insurance quotes and make an educated decision on which policy you should purchase. Things such as the amount of the deductible, liability coverage limits and any additional coverages will directly affect the amount of premium you will be quoted.

Auto Insurance - Adhering To Basics

Adhering to basics would help you choose the right auto insurance plan that suits your needs perfectly. Weigh your family's specific circumstances, including your risk tolerance and budget, against the options available, and decide on the plan which fits in the bill. None of us would like to think that our car is as vulnerable to accidents as other cars. However, the truth is, mishaps never ask before hitting. You HAVE to arrange for adequate monetary coverage for any possible loss.

Financial product that provides protection for your car against any possible loss is auto insurance. You need to get the right kind of auto insurance at the time you buy it. Ponder what kind of policies are available and which work best for you. Take your time going through the options, weigh them and decide on one that suits you the most.

Buy insurance from a carrier that has the track record of settling the claims in customer friendly manner. It is the key factor while deciding on a service provider. Opt for a carrier that has a proven record of proper servicing of the claims. Ask people who have filed claims with the carriers in the past. Their feedback would help you deciding about dispensing of claims by a carrier.

An auto insurance must provide coverage to body injuries as well as vehicle damage. There are packages that provide for the costs of repairing or replacing the vehicle as well. Such packages are a bit costlier but if the damage is serious, these could come in handy. The cover must be sufficient to refund the complete cost of the vehicle at the time its purchase.

Take a look on various auto insurance options

When deciding on various auto insurance options, the first step is to know the basics, specially if you are new to it. There are several financial terms used on insurance documents and it would help if you know what they exactly mean. For instance, in any regular auto insurance document, you would find terms such as Deductible Amount, Emergency Road Service, Gap Insurance, Endorsement, Liability Coverage, etc. If you are well-versed with these terms, you would know exactly what the policy is offering. You would be able to better comprehend the representatives of the insurance carriers and weigh various options on the table.

Basic things provided under auto insurance are liability coverages (injuries to others and damage to property), coverage for damage to your own car, uninsured motorist coverages (when someone without insurance injures you) and medical expenses. There are various options available which vary with state and carrier.

There are two approaches to pick up an auto insurance plan - 1) Providing legal conformity and 2) Adequate financial cover. Some plans make you meet legal requirements but they do not necessarily provide you with adequate monetary cover. In event of any mishap, you will need to burn your own pocket to pay the expenses. On the other hand, plans with adequate coverage give you the peace of mind.

Auto insurance plan you choose must fit in your family's specific circumstances, including your risk tolerance and budget. If are not very sure about it, you can visit independent auto insurance websites for information, discuss things with an insurance agent or call an insurance company directly. They will help you evaluate your needs and zero in on the right insurance plan.

How to Lower Car Insurance Rates

In the present economic times we are all looking for ways to cut back on our expenses. Even those that are in the higher bracket of the income level are looking to cut back on their ways of expenditure as our paychecks are now being finished before the end of the month. One area that not a lot of persons look when they are trying to find ways to save is to their car insurance company. The truth is that you can lower your car insurance rates and this will save you a good amount of money. You may not be able to buy a house but you will be able to save more for your golden years or save for your children's college funds. There are a number of ways that you can lower your car insurance rates.

Change The Structure Of Your Current Policy

One of the most effective ways to do this is to combine your home insurance and your car insurance. If your insurer offers this feature you will see that it will give you lower combined rate when you add up what you pay individually now for both house and car. If your company doesn't offer this feature then you can switch to a company who does. The best part about switching companies is that the new company may give you another discount just for joining them.

Another method of restructuring your policy is to pay a higher deductible. Some of us won't be able to do this but it helps in the long run especially if you maintain an accident free driving record.

Renegotiate With The Company your car insurance

If you have been with your present company for years and have insured multiple vehicles with them they may be willing to lower your rates. Your chances are even better if you have a clean driving record. Ask, you won't be disappointed I promise you... they want to keep you as a customer till you reach your golden years so if you have been a good customer they will lend some level of leniency towards you.

Shop Around for a car insurance

If you have tried any of the above and they don't seem to be working or flat out won't work then you can take your business elsewhere. Like I said before, you will be able to find a lower rate and you may even benefit from switching companies as the new company will want to give you an extra incentive for joining them.

Knowledge of the methods to employ to reduce your car insurance rates is simply about researching what is available to you in the world of insurance. You can use this information to negotiate a better rate or you can forget the negotiation and just jump ship on that old company. If you have been with them for a long period though, it may be better if you stay so explore your options thoroughly before you make the decision.

Auto Insurance Myths Debunked

We've all heard a few old wives tales. Like the one about cracking your knuckles and how doing so will give you arthritis. It has no basis in fact by the way, so go knock yourself out. Old wives tales, myths, urban legends- call them what you will - generally crop up around things that are important to us but we can't quite understand. Given that auto insurance is mandatory in our country, significantly affects our wallets every month, and is actually a pretty complicated, confusing subject, it's no wonder that there are quite a few auto insurance myths out there. Today we'll debunk 10 of the most common and misleading auto insurance myths.

Myth 1: I'll save money by going for the cheapest quote available.

Fact: When you buy auto insurance, you're basically purchasing peace of mind and the knowledge that an accident won't mean the end of your savings and a lifetime of debt. However to ensure that you will be covered for any losses or damages, it's better to opt for automobile insurance quotes from a company that has a reputation to maintain and the means to pay out when you make a claim. Opting for an obscure, fly-by-night insurance company just because it gave you the cheapest quote is a bad idea. If it rejects your claim, or does not have the funds to pay out, you could potentially lose a fortune.

Myth 2: All I need is Minimum Liability.

Fact: Yes and No. Minimum liability is all you need in order to drive legally. However, it is definitely not all you need if you want to be covered in the event of an accident. Minimum liability is the minimum car insurance you are required to purchase to drive legally, and the amount varies from state to state. But there are many accident scenarios which are not covered by minimum liability. Liability only covers damage caused by your car to others'. It does not cover damages to or theft of your own car. At the very least, it is advisable to get comprehensive and collision coverage as well as liability.

Myth 3: Red cars cost more to insure.

Fact: No. The color of your car has no bearing on your insurance rates. The make, model, and condition of your car do affect your insurance rates, but the color does not.

Myth 4: Rusty, old cars are cheaper to insure.

Fact: An old, deteriorating car will cost more to maintain, will need repairs more frequently, and has less security devices. This makes it a greater risk for insurance companies, and so they usually charge higher premiums on these cars. Second hand cars that are only a couple of years old and are in a good condition tend to fetch the best car insurance rates.

Myth 5: My insurance company can cancel my policy at any given moment, for any reason whatsoever.

Fact: Once you have signed its policy, an insurance company can only cancel it under certain conditions that were mentioned in the aforementioned policy. The State laws decree what can be included in the cancellation provisions of the policy. Usually, a policy is cancelled on grounds of non-payment or fraud. However, at the end of the term, a company may choose to discontinue the policy with a customer, in which case, the company must give the customer 30 days notice before the end of the term. If you believe that your policy was cancelled on unfair grounds, you can file a complaint with your Insurance Commissioner. Contact information for all states is available at the National Association of Insurance Commissioners website.

Myth 6: The insurance company doesn't care about my credit scores.Fact: Credit scores do affect your insurance rates. Insurance companies determine your financial reliability and credibility on the basis of your credit scores. Whether or not you have a history of defaults or arrears on credit card bills, interest, loans, etc, helps the insurance company anticipate the risk involved in taking you on as a client, and hence determines what insurance rates they offer you.

Myth 7: An accident will always increase my insurance ratesFact: Many car insurance companies offer something called 'First Accident Forgiveness', which means that the first accident you get into will not adversely affect your insurance premiums. So an accident doesn't necessarily result in an increase in insurance rates.

Myth 8:Younger drivers always pay obscene interest rates.Fact: Not necessarily. Many car insurance companies offer young drivers discounts for completing defensive driver's credits. Others give students below the age of 25 discounts for exceptional academic performance. Students can also get discounts by installing air-bags and anti theft devices. By availing of these discounts, a student driver can definitely enjoy affordable insurance rates.

Myth 9:Car insurance covers the costs of items stolen from my car.Fact: Generally, personal possessions left in the car are not covered by car insurance. Some home insurance policies cover such items, but that varies from item to item and policy to policy.

Myth 10: If I get into an accident and the other party is at fault but has no insurance, my insurance company will pay for my damages.Fact: Not necessarily. If you have sufficient Collision coverage or Uninsured Motorists coverage then the damages to your car and person will be covered. But you're on your own if you don't. This is why some states require that all drivers carry Uninsured Motorist's coverage. So what have we learnt today (besides the fact that we can crack our knuckles all we want)? We've learned that a statement doesn't become true just because many people repeat it. All of the above statements have led people to make bad insurance decisions. So save your friends and family some hard-earned cash and spread the word about these auto insurance myths!

Auto Insurance for Beginners

If you are unfamiliar with the basics of auto insurance and are now forced into the process of finding a policy, you could probably use a bit of help. Fortunately, the internet offers an abundance of information to help you select the policy or policies you need, as well as research companies and compare rates to maximize savings. Take a few moments to read through this article to learn about the basics.

Auto Insurance Policies

Car insurance policies vary in order to provide protection for those in a variety of circumstances. You can tailor policies to fit your specific needs once you have met minimum requirements. Most states will require some form of liability coverage to protect you in case of bodily injury and property damage for which you are responsible. Collision vehicle insurance can be purchased to provide benefits to repair your vehicle if you are involved in an accident. Comprehensive coverage rounds out your auto insurance by providing benefits for repairs in the case of damage due to a variety of issues: fire, theft or vandalism. You may also want to consider (in some states it is required) uninsured/underinsured motorist insurance as well as personal injury protection coverage.

Auto Insurance Companies

Choosing the best auto insurance company is essential to finding quality coverage. Insurance companies are not all the same. There are differences in the way they handle claims, provide customer service, and (the big one) how much they charge. Rates for car insurance are not controlled, so there are vast differences in rates from company to company. Research is rather easy, as there are plenty of resources on the web to help you find a company that is financially stable and that offers the quality of claims and customer service you are seeking. Also, online rate quotes will help you to compare rates from company to company to ensure you have access to the best rates available.

Auto Insurance Policy Elements

As you examine a car insurance policy, there are several items you will want to pay particular attention to. These include the deductibles, monetary coverage limits, types of damages covered, and cost-value versus replacement-value claims settlement. You can manipulate each of these elements to increase your coverage and tailor it to your specific needs. When gathering rate quotes, if you manipulate these elements for each set of quotes, you can quickly get an understanding of how much protection you can afford.

Online Auto Insurance Quotes

One great thing about the internet is that you can shop for and purchase auto insurance from top companies in a matter of minutes. Rate quotes are available from the most reputable companies such as Progressive, GEICO, Nationwide and others. The quotes are free, non-obligatory, and take only minutes to gather. It will take about 15 minutes to fill out the form, and, as long as you provide accurate information, quotes that reflect how much you will pay for a particular auto insurance policy will be available.

If you want the best coverage while also saving money, you should gather at least 5 rate quotes. The more quotes you gather, the more you will see glaring differences in rates. Hundreds of dollars per year can be saved simply by comparison shopping. Information is easy to gather and will transform you from a beginner to a smart shopper in no time.

Audi Sport Cars Concept A9 by Daniel Garcia

Audi Sport Cars Concept A9 by Daniel Garcia

Developed on the lines of top-end luxury sports saloons, the “Audi A9” by Spanish designer Daniel Garcia is a luxury sports cars concept made using nanotechnology that includes an automatic system for repairing damage and color copacity adjustment. Featuring a wide windscreen that extends to complete the roof, the Audi Sport Cars Concept A9 by Daniel Garcia also touts the bodywork enhanced with a unique “electronic painting” system, allowing the owner to change its color at the touch of a button.

Audi Sport Cars Concept A9 by Daniel Garcia

Spanish designer Daniel Garcia has come up with the futuristic hybrid Audi A9 concept car. This amazing auto is equipped with a system that can automatically repair damage to the Audi Sport Cars Concept A9 by Daniel Garcia. The designer believes that futuristic Audi cars developed to accommodate four people need to incorporate options for the next-gen Audi developments, a variety of full-featured multimedia functions, special scratch-protective covering and either full electric or hybrid systems.

Audi Sport Cars Concept A9 by Daniel Garcia

The Audi Sport Cars Concept A9 by Daniel Garcia runs on an advanced hybrid setup with an internal combustion engine working in conjunction with four in-wheel electric motors, while the styling of the A9 concept was partially inspired by the stunning architectural style of Santiago Calatrava’s buildings in “La Ciudad de las Artes y de las Ciencias” (The City of Arts and Sciences) in Garcia’s hometown of Valencia. The bodywork of the Audi Sport Cars Concept A9 by Daniel Garcia concept also features a unique ‘electronic painting’ system which means the vehicle’s color can be changed at the touch of a button.

Audi Sport Cars Concept A9 by Daniel Garcia

Here Audi Sport Cars Concept A9 by Daniel Garcia with a sporty design, the Audi is rumored to work on the A9 in its reports note that the A9 range. Previous would be a four-door coupe that Mercedes-Benz CLS happen. But during a four-door model, the new cars in Auto Bild, the Audi Sport Cars Concept A9 by Daniel Garcia to come first as a two-door coupe and convertible.

Audi Sport Cars Concept A9 by Daniel Garcia

With a wide and low body that has passengers’ seats almost in a lying position, the Audi Sport Cars Concept A9 by Daniel Garcia delivers a remarkable high speed and insurmountable comfort at the same time. There won’t be any need to open the rear doors frequently, since the driver will not be having passengers that often in this sports car that rivals the Porsche Panamera. The designer has left many automobile enthusiasts to ask the category of people the car is meant for and what it actually does.

Audi Sport Cars Concept A9 by Daniel Garcia

The De Macross GT1, Canada's Supercar The Exotic Sports Cars

The De Macross GT1, Canada's Supercar The Exotic Sports Cars

The newest and the only super car from Canada is heading fast towards its production line. Beauty in the eye of......Canadians. This is a completely homespun supercar that we can be proud of. Early indications point to a vehicle that will be every bit a match for the world's best Super Sport Cars. It is an attempt to disturb the calm of minds of the big three and smaller sports car manufacturers present in North America and abroad.

The De Macross GT1, Canada's Supercar The Exotic Sports Cars

Jahong Hur who has founded the company has put his caliber in the designing of the newly developed super car. In the process of doing so, he proved that if someone wants something badly enough, it is always possible to realize that. Thanks to a wealthy Korean businessman, Canada's Multimatic Inc. is now in the business of building exotic sports cars.

The De Macross GT1, Canada's Supercar The Exotic Sports Cars

Mr Johang Hur loves cars and wanted transportation evocative of the Le Mans cars of the '60s but suitable for street driving. For the creation he went to Ontario's Multimatic, responsible for no less than building the Mustang Boss 302R for Ford Racing and the Canadian homologation of the Ford GT. They also build the carbon-fiber monocoque passenger cell for the Aston Martin One-77.

The De Macross GT1, Canada's Supercar The Exotic Sports Cars

Canada is not exactly a mecca for exotic car creation. We're known more for our Corollas than Europe's Paganis, Bugattis and Koenigseggs. That is, until recently: First came Quebec's Pléthore LC-750 and now, almost out of the blue, the De Macross GT1, the first super sports car from upstart, Vancouver-based automaker De Macross Motors Corporation (DMMC).

The De Macross GT1, Canada's Supercar The Exotic Sports Cars

Working closely with Multimatic Engineering, a motorsports engineering firm that has worked with the likes of Shelby Automotive and Aston Martin in the past, The De Macross GT1, Canada's Supercar The Exotic Sports Cars has created a new mid-engine supercar platform composed of an aluminum monocoque tub structure, with integrated front and rear sub-frame modules for suspension, steering, engine and driveline mounting.

The De Macross GT1, Canada's Supercar The Exotic Sports Cars

Multimatic is a Canadian company supplying components, systems and services to the global auto industry. With its headquarters located in Markham, Ontario, it operates several divisions in North America, Europe and Asia, and has manufacturing ties in South America and Australia.

The De Macross GT1, Canada's Supercar The Exotic Sports Cars

Its core activities lie in the manufacture of stampings, welded assemblies, mechanisms, and suspension components. It is also involved in the design and development of automotive body and chassis systems.

The De Macross GT1, Canada's Supercar The Exotic Sports Cars

The platform also combines plenty of carbon fiber and has been structurally optimized to provide a stiff and stable platform at the lowest possible weight, while meeting global safety standards. Installed within this structure is an independently adjustable push-rod suspension system similar to that used in F1. There is also a hydraulic anti-roll device similar to that used by the new McLaren MP4-12C supercar.

The De Macross GT1, Canada's Supercar The Exotic Sports Cars

Unveiled to the world early this year at the Multimatic headquarters outside of Toronto, the GT1 is no fly-by-night prototype, but a production-ready machine that hits all of the high notes expected of a hand-built, rear-drive super car: aluminum and carbon-fibre construction, power The De Macross GT1, Canada's Supercar The Exotic Sports Cars comes from the aforementioned Roush 5.4-liter V8 connected to a six-speed manual, a top-speed near 350 km/h and of course, a million-dollar price tag. The goal is to produce more than 800 hp and 700 lb-ft of torque, enough they think to propel The De Macross GT1, Canada's Supercar The Exotic Sports Cars to 62 mph in approximately 3.5 seconds.

The De Macross GT1, Canada's Supercar The Exotic Sports Cars

The Multimatic team is heading to Florida in March to begin fine-tuning the car's dynamics on-track, but will return to the True North, Strong and Free once the snow disappears. The company has a long-term relationship with Calabogie Motorsports Park west of Ottawa as a location for homegrown vehicle development work.

The De Macross GT1, Canada's Supercar The Exotic Sports Cars will likely begin sales of the GT1 towards the middle of this year through what Wang describes as a "one-on-one type of sales and delivery process you'd expect from this caliber of car." The on-sale date will coincide with a world tour to introduce the globe to Canada's newest super car.