Cheap auto insurance in South Africa - 3 Easy Techniques for Young Drivers to Get It

Getting cheap auto insurance for young drivers in South Africa is often such a difficult mission. This is because there are several factors that work against a young driver than an elderly person. These factors are the ones that insurers take into account when calculating premiums such as the age of the driver, the lack of driving history and so on. In this article, we are going to consider three easy techniques that can be implemented by a young driver to get affordable car isurance premiums

It is usually no comfort to a young driver looking for cheap auto insurance on the South African market to advise them to get a small, non high performance vehicle. Yet, this is sound advice. Many young people want the world to see that they are also in the world of work and money by purchasing high perfomance vehicles. Insurance companies will load your premiums considerably if you are young and driving a high performance vehicle. Other insurers will decline cover completely especially where the vehicle is a 1.8 litre engine or higher and you are below the age of 25. So, tame your ambitions and focus on buying a low cost, small and non high performance vehicle

And, talking about shopping, you will massively increase your chances of getting cheap auto insurance in South Africa by shopping around extensively. If you are one of those people who is easily charmed into buying by the first smiling insurance agent you come across, you can then kiss cheap premiums goodbye. While everyone needs to shop around extensively, this advice is more particularly relevant to young drivers. If, as a young driver, you don't have at least ten quotes from different insurers, then you are not yet done getting quotes. Premium discrepancies amongst insurers can be so huge that you seriously short change yourself if you don't sufficiently shop around.

The third piece to the puzzle of how you can get cheap auto insurance as a young driver in South Africa is to get a defensive driving course. One of the major reasons why premiums for young drivers are high is because of a lack of driving experience and generally high levels of accidents associated with this group of drivers. By taking a defensive driving course, you effectively become a low risk individual and this must give you good discounts. However, not all insurers will give discounts for taking defensive driving courses. It is therefore your responsibility to look for the one who will give you discounts for taking such a course.

There are a whole lot more techniques that you can use to get low premiums, although the above three are some of the most effective ones l have recommended for young drivers with excellent results. l can assure you that if you properely use the above techniques, you will definitely get a cheap auto insurance quote.

by Khumbulani Phiri


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