Cheap Auto Insurance Online In Alabama

Auto Insurance

Alabama, like virtually every other state, requires its drivers to buy auto insurance before they drive on any Alabama roadway. Failure to do so can result in your car's registration being suspended, a fine of $100, plus a lot of wasted time and aggravation on your part. Fortunately there's an easy way for any driver to get cheap auto insurance in Alabama.

Every state has what is called a basic liability auto insurance policy. This is the absolutely cheapest auto insurance any driver can buy and still drive legally. In Alabama the cheapest auto insurance you can buy is what is known as a 20/40/10 basic liability policy.

This policy has a maximum payout of $20,000 toward the medical expenses of any one individual who is involved in an accident with your vehicle. If more than one person in the other vehicle is injured this insurance will pay a maximum of $40,000 for all of their medical bills. Finally, this insurance will pay a maximum of $10,000 in property damage, which generally involves repairing the other person's car, but can include other property as well.

One thing you need to be aware of is that a liability policy will not pay one cent toward the repair of your vehicle nor will it pay even one cent toward any medical bills you may have or that anyone riding in your vehicle at the time of an accident might have.

More importantly you need to be aware that the relatively low pay-outs of a basic liability policy may not cover all of the medical expenses or the property damage that results from an accident. If you are deemed to be at fault in the accident and there are more medical bills and/or property damage than your insurance will pay for, it's possible that YOU may be required to pay the balance due.

Many people have lost their life savings or have even been forced to sell their home as a result of an accident and too little insurance.

But regardless of the type or amount of insurance that you decide upon, the cheapest auto insurance you can find will be found on the internet. In order for you to be guaranteed that you will find the lowest possible price for your auto insurance you will need to see as many price comparisons as you possibly can. The only way for you to do that is for you to make your price comparisons on more than one of the price comparison websites.

But then your job is done. Once you've seen as many prices as possible all that's left is for you to choose the lowest price - and you're done! That means it's possible that you could lose your life savings or even be forced to sell your home as the result of a momentary mistake that results in a serious accident.

But whether you decide to purchase an affordable basic liability policy or you decide to buy a full coverage policy or if you decide to buy something in the middle, you will save the most money possible if you buy your insurance online.

Let's face it, when you are looking for the lowest possible price for your car insurance you want to see as many prices as possible so you have the widest possible choice. You're not going to have the choices you need if you just look at prices from one of the many price comparison websites out there. In order to have the most prices to choose from you'll need to look at the prices from at least 3 different sites.

Now just pick the lowest price and know that you have saved the most money possible on your car insurance here in Alabama.

by Alexis Jensen


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